Comments for

Comment on Investing In Hong Kong by Gus Wickizer

Gus Wickizer — Mon, 21 May 2012 18:07:24 +0000

Very nice blog, thanks for share this article with us

Comment on AT&T Boosts Wireless Profitability by Rahul

Rahul — Tue, 15 May 2012 13:15:31 +0000

Professor, thanks for the irinomatfon. You might want to warn people about the risks, though. Too many people just see dollar signs and invest their money as if they were playing the lottery.Although I am not a professional financial advisor, I probably spend too much time researching my 401(k) investment. Consequently, I believe that foreign investment belongs as a part of a well-diversified portfolio; it is part of mine. However, some of the funds are volatile. Beta ratings significantly higher than 1 and R2 of much over .50 usually mean that the funds react to the market more than other funds. That is good when the market is going up, but bad when the market is going down and markets are always cyclical. Everyone has their own risk factor and has to do their own homework. Long-term and short-term investing strategies and returns are different. Sometimes a steady 12% return beats a volatile 50% return. Trying to chase the best and latest high-percentage returns with all of your money is actually high-stakes gambling. Do not bet what you cannot lose; diversification, in my opinion, is probably the best key to safely protecting your investments.

Comment on 8 Things a Bill Collector won’t tell you By Michelle Dunn by Ruben

Ruben — Mon, 14 May 2012 20:24:16 +0000

This is a tricky maettr so be careful..- Don’t tell anyone that you’re trying to clear your credit to qualify for a new mortgage if you do they’ll use this info against you to extort a maximum settlement- If a 3rd party debt collector has your debt, then you need to pay them.- Midland is a HORRIBLE collection agency proceed with extreme caution. Renewing contact with debt collectors about old debts can stir up a lot of trouble.- Charged-off debt will stay on your credit report for 7 years, even if you pay off the debt in fullWhen a credit card is charged-off as bad debt, you need to understand that the damage to your credit is already done and there is no undoing it. If you’re applying for a new mortgage though, they’ll want to see all bad debts paid off. If you’re going to pay off old-charged-off debt anyway, then you might as well negotiate the lowest, rock bottom settlement you can possibly get, being that the negative charge-off notation is going to stay for 7 years on your credit report, regardless of whether the charge-off is paid or unpaid. Offer 25%. Mail them a vaguely worded statement like:I am willing to settle this maettr for 25% of the original amount. This is in no way an admission of this debt, but rather an attempt to settle this maettr. Your firm must send me a written agreement on your company’s letterhead that you will accept this amount as payment in full and that is issue will be settled. Upon receipt of this agreement, I will mail you a money order for this amount.

Comment on AT&T Boosts Wireless Profitability by Semih

Semih — Mon, 14 May 2012 10:23:01 +0000

your spending inevvols within the family your kids expenses should be counted especially if they or your kids are in private schools (it is very clear an additional expense isn’t it?) The kids’ education and food and clothings plus cell phones and other miscellenaeious are counted = because the money that you will use to give to your kids’ life is all coming from one pocket your’s!

Comment on About Us by here

here — Thu, 10 May 2012 20:48:16 +0000

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Comment on About Us by TY

TY — Sun, 06 May 2012 23:54:49 +0000

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Comment on Reverse Mortgages – The Key to a Successful Retirement by Dee Mosier

Dee Mosier — Wed, 11 Apr 2012 15:59:49 +0000

Thank you for the comment, here is a link to HUD about reverse mortgages. If you have any further information you would like to share with us feel free to post. Frequently Asked Questions about HUD's Reverse Mortgages

Comment on Reverse Mortgages – The Key to a Successful Retirement by Anonymous

Anonymous — Mon, 09 Apr 2012 14:41:51 +0000

In Canada, a much better and cheaper option with more flexibility would be something like the Manulife One account

Comment on College Funding for Members of the Military by Dee Mosier

Dee Mosier — Wed, 11 Jan 2012 20:31:45 +0000

Thank you for your post. Distance learning has been a growing phenomenon that we are glad for which the G.I. Bill can be used. We appreciate the comment and look forward to more of them.

Comment on College Funding for Members of the Military by Trident Online College

Trident Online College — Tue, 10 Jan 2012 06:38:25 +0000

The GI Bill is definitely a great source of funding for military veterans. It can also be applied towards distance learning programs.